January 2025

Personal Property Inventory:

Creating or Revising for the New Year

Now that the holidays are behind you, the decorations are packed away, and your calendar has (hopefully) cleared, January is the ideal time to get organized and safeguard your belongings. 

If you or your family received valuable holiday gifts, take a moment to create or update your personal property inventory. A detailed inventory can be a lifesaver if any items are lost, stolen, or damaged. Here is why it matters: 

• Accurate claims: Ensure fair compensation for your items in the event of loss or damage.
• Faster recovery: A ready inventory streamlines the claims process, reducing stress when you need it most.
• Peace of mind: Knowing your belongings are documented provides confidence and security.

Create your inventory with these three simple steps: 

1. Document everything: Photograph or video your items, noting serial numbers and saving receipts where possible.
2. Estimate value: Record today’s replacement cost of each item to provide accurate information for insurance purposes.
3. Store securely: Save your inventory digitally and back it up in a secure, cloud-based location.

If you’re unsure where to start or have questions about your coverage, we’re here to help. Contact our office, and we’ll assist you in creating a personal inventory that protects what matters throughout the year.