Automobile Insurance

Whether you’re commuting to work, running errands, or embarking on a road trip, your car is a vital part of your daily life. At University Insurance Group, we understand the importance of keeping you and your vehicle protected on the road. Our Automobile Insurance policies are designed to give you peace of mind, knowing that you’re covered in case of an accident, theft, or other unexpected events.

Liability Coverage

If you’re found at fault in an accident, Liability Coverage helps cover the costs of damage to other people’s property and their medical expenses. This coverage is essential, as it protects you from the financial burden of paying out-of-pocket for damages or injuries caused to others.

Collision Coverage

If your vehicle is damaged in a collision with another car or object, Collision Coverage helps pay for the repairs or replacement of your vehicle. Whether it’s a minor fender-bender or a more serious accident, this coverage ensures that your car can be repaired without draining your savings.

Comprehensive Coverage

Comprehensive Coverage protects your vehicle from non-collision-related incidents, such as theft, vandalism, fire, or natural disasters. This coverage is important for protecting your car against a wide range of risks, ensuring that you’re protected no matter what life throws your way.

Uninsured/Underinsured Motorist Coverage

Not everyone on the road has adequate insurance. If you’re involved in an accident with an uninsured or underinsured driver, this coverage helps cover your medical expenses and car repairs. It provides an extra layer of protection when you need it most.

Personal Injury Protection (PIP)

Personal Injury Protection, also known as PIP, covers medical expenses for you and your passengers in the event of an accident, regardless of who is at fault. This coverage can also extend to lost wages and other related expenses, providing comprehensive support if you’re injured in a crash.

Why Automobile Insurance is Essential?

Driving without insurance is not just illegal; it can be financially and personally devastating. Beyond complying with legal requirements, having the right auto insurance ensures that you're protected against potentially overwhelming financial debts during accidents, theft, or unforeseen damages. Protecting yourself with Automobile Insurance is not merely a safety net—it's a fundamental aspect of responsible car ownership.

Get the Right Auto Insurance for Your Needs

Don’t leave your protection to chance. Contact University Insurance Group today to learn more about our Automobile Insurance options and find the coverage that fits your needs and budget. We’re here to help you stay safe and secure on the road, no matter where your journey takes you.