Ah, the open sea or the tranquil lake – the freedom of being out on the water is undeniable. Whether you're a seasoned sailor navigating the deep blue, a weekend warrior carving up waves on your jet ski, or a proud owner of a luxurious yacht cruising the coast, one thing unites you: the potential hazards that come with every voyage.

Uncharted Waters, Unexpected Dangers:

While the allure of the water is undeniable, it's important to remember that Mother Nature can be unpredictable. Here are some common hazards boaters face:

Boating collisions: Busy waterways, rough weather, and operator error can lead to accidents.
Fierce weather: Sudden storms, strong winds, and high waves can quickly turn a relaxing day into a dangerous one.
Submerged hazards: Rocks, logs, and other hidden obstacles can damage your boat and endanger your safety.
Mechanical breakdowns: Engine trouble or electrical failures can leave you stranded on the water.
Fire: Electrical issues, fuel leaks, or lightning strikes can all ignite a fire aboard your vessel.

Don't let these risks turn your boating dreams into nightmares. At University Insurance Group (UIG), we understand your passion for water and the importance of protecting your investment. We offer comprehensive watercraft insurance through our many company partners to keep you afloat, literally and figuratively.

Navigate with Confidence:

Having these coverages will  give you peace of mind on the water, including:

Property Damage Liability: Covers damage you cause to other vessels and property in an accident.
Bodily Injury Liability: Protects you from financial responsibility if someone is injured on your boat.
Collision Coverage: Pays to repair or replace your boat if it collides with another object.
Comprehensive Coverage: Protects your boat from damage caused by theft, fire, vandalism, and weather events.
Uninsured/Underinsured Boater Coverage: Provides financial protection if you're hit by a boat with inadequate insurance.
Medical Payments Coverage: Covers medical expenses for anyone injured on your boat, regardless of fault.
Towing Assistance: Helps you return to shore safely in case of a breakdown.

Tailored Coverage for Every Boater:

At UIG, we understand that no two boaters are the same.  That's why we work closely with you to understand your specific needs and craft a watercraft insurance policy that's perfect for your:

Type of Vessel: Coverage needs differ for jet skis, fishing boats, and yachts.
Boating Habits: Do you cruise calm lakes or brave open waters?
Budget: We offer flexible options to fit your financial needs.

University Insurance Group: Your Trusted Captain for Watercraft Coverage

Let our experienced agents chart a course for smooth sailing with the right watercraft insurance. Explore the wonders of the water with confidence, knowing UIG has your back. Don't wait until disaster strikes. Contact University Insurance Group today!

CONTACT US TO KNOW MORE!